7 Jul, 2015

Can I get a Secured Loan if I have a bad credit history?

If you are caught up in a vicious cycle of needing a loan to help sort out your finances, yet have a bad credit history so lenders are reluctant to loan you the money, it may seem as though there is no solution to your money worries. However, there are more options available to you […]
4 Jun, 2015

Fixed Rate Mortgages Explained.

Figures from the Bank of England, during March and April this year, have shown that the number of mortgage approvals has risen by 6,131, which is the biggest increase in six years. This year has also seen rates dramatically plummet, with 10 year fixed rates falling to below 3% in February and 5 year fixed […]
16 May, 2015

What is the best Credit Card to use abroad?

When you go on holiday the last thing you want to worry about is whether you’re getting the best exchange rate or using the best payment type, which is why it’s vital to do your research before you go. Most people know that it is advisable to use a credit card when you go abroad, […]
14 May, 2015

What are the alternatives to Equity Release?

Equity release schemes can sometimes seem like the only option when you need access to a large sum of money. However, there are some very important factors to take into consideration before committing to anything. For further information about whether equity release would be suitable for you, please read our article ‘Everything you need to […]
12 May, 2015

What are the best online Mortgage Calculators?

Whether you’re a first time buyer, thinking of remortgaging or simply looking to move house, the range of mortgage calculators available online are both a help and a hindrance. Without a doubt, they are incredibly useful in terms of working out how big a mortgage you could realistically afford, but with so many of these […]
7 May, 2015

Which is best – Credit or Debit card?

The UK’s debt problem continues to grow and consumer helplines such as Stepchange and National Debtline are expressing their concern as borrowing on credit cards, loans and overdrafts reached £1.25bn back in November last year; the highest for nearly seven years. Chief executive of Stepchange, Mike O’Connor, said that there is ‘a worrying rise in […]
30 Mar, 2015

Everything you need to know about Equity Release schemes.

Equity release schemes are designed for people aged 55 and over and are ideal if you own a property, have lots of assets and want access to this wealth in or near your retirement without having to downsize where you live. Equity release schemes all vary with most offering money to be released as a […]
20 Jan, 2015

How long does it take to receive my Secured Loan funds?

Having made the decision to take out a secured loan, you may now be wondering how to actually go about the application process and how long that process takes. Obviously it will vary from lender to lender, but will also depend on how efficiently you complete the relevant forms and on whether there are any […]
20 Dec, 2014

The essential criteria for getting Equity Release

There are certain criteria that you must meet before you are considered eligible for equity release. Take a look at the questions below to check whether you are eligible for equity release on your property. 1. Are you aged 55 or over? If you, or your partner, are not 55 years or over than you […]
13 Nov, 2014

Top 5 reasons to apply for a Secured Loan

Secured loans are often viewed as a last resort, due to the high risk factor associated with them. Without a doubt, there are risks involved, most worryingly that should you be unable to repay the loan installment, you are at risk of the lender selling your home. Secured loans are only available to homeowners, for […]